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    The Top 15 States at Risk of Hurricane Damage

    Press RoomBy No Comments3 Mins Read

    For a lot of homeowners, summer means more than vacations — it also means staying vigilant during hurricane season.

    A problem most associated with Southern states hugging the Gulf Coast, like Florida and Texas, hurricanes also pose a serious threat to the Northeast.

    Property data and analytics firm Cotality found that while Florida and Texas have the highest amount of homes with moderate or greater risk of hurricane wind damage, the damage in the Northeast can be more devastating.

    “While hurricanes hit the Northeast less frequently than the Gulf Coast, the region’s immense population density and property value mean the stakes are incredibly high,” Cotality vice president of insurance market insights Maiclaire Bolton-Smith said in a release.

    “It’s critical that homeowners in the Northeast understand that while landfalling hurricanes may not be as frequent as other states, the risk is still real.”

    As for metropolitan areas, New York City ranks ahead of any Florida city, with a reconstruction cost value of more than $1.9 billion. The metro also has the most homes with a moderate or greater risk of hurricane wind damage.

    In total, more than 32.2 million homes across the United States are at moderate or greater risk from hurricane winds alone, accounting for over $12.26 trillion in reconstruction cost value, according to Cotality.

    Below, see the states where homeowners are at the highest risk of hurricane damage.

    Median home price data is from Redfin.

    15. Maryland


    Baltimore downtown skyline aerial.

    Baltimore.

    Kruck20/Getty Images

    Number of homes with moderate or greater risk: 479,881

    Reconstruction cost value: $179.6 billion

    Median home price: $446,900

    14. Alabama


    Aerial view of Mobile, Alabama's downtown district.

    Mobile, Alabama.

    adamkaz/Getty Images

    Number of homes with moderate or greater risk: 768,390

    Reconstruction cost value: $232.7 billion

    Median home price: $299,000

    13. Pennsylvania


    The Philadelphia skyline.

    Philadelphia.

    Jumping Rocks/Universal Images Group via Getty Images

    Number of homes with moderate or greater risk: 781,797

    Reconstruction cost value: $360 billion

    Median home price: $308,500

    12. Connecticut


    Hartford, Connecticut skyline.

    Hartford, Connecticut.

    Sean Pavone/Getty Images

    Number of homes with moderate or greater risk: 813,066

    Reconstruction cost value: $426 billion

    Median home price: $445,100

    11. Georgia


    Aerial view of the Savannah, Georgia, skyline.

    Savannah, Georgia.

    Ultima_Gaina/Getty Images

    Number of homes with moderate or greater risk: 836,172

    Reconstruction cost value: $243.1 billion

    Median home price: $373,700

    10. Mississippi


    An aerial view of a marina, beach, and waterfront of Bay St. Louis, Mississippi.

    Bay St. Louis, Mississippi.

    ianmcdonnell/Getty Images

    Number of homes with moderate or greater risk: 837,860

    Reconstruction cost value: $241.8 billion

    Median home price: $265,200

    9. Virginia


    Downtown Richmond skyline aerial with the James River, rapids, and islands in the foreground.

    Richmond, Virginia.

    Dee Liu/Getty Images

    Number of homes with moderate or greater risk: 1,146,781

    Reconstruction cost value: $426.4 billion

    Median home price: $462,400

    8. South Carolina


    A marina in Beaufort, South Carolina.

    Beaufort, South Carolina.

    elan7t50/Getty Images

    Number of homes with moderate or greater risk: 1,482,345

    Reconstruction cost value: $476.9 billion

    Median home price: $397,600

    7. Louisiana


    New Orleans at sunset.

    New Orleans.

    Larry Gibson/Getty Images

    Number of homes with moderate or greater risk: 1,657,255

    Reconstruction cost value: $515.7 billion

    Median home price: $260,300

    6. Massachusetts


    The Boston skyline.

    Boston.

    DenisTangneyJr/Getty Images

    Number of homes with moderate or greater risk: 1,785,383

    Reconstruction cost value: $1 trillion

    Median home price: $645,400

    5. New Jersey


    An aerial view of the boardwalk in Atlantic City, New Jersey.

    Atlantic City, New Jersey.

    Terrell Washington/Getty Images

    Number of homes with moderate or greater risk: 2,208,651

    Reconstruction cost value: $1.2 trillion

    Median home price: $545,300

    4. New York


    A daytime long exposure of the Brooklyn Bridge and Lower Manhattan.

    New York.

    cmart7327/Getty Images

    Number of homes with moderate or greater risk: 2,213,104

    Reconstruction cost value: $1.2 trillion

    Median home price: $595,900

    3. North Carolina


    Southport, North Carolina, sunrise.

    Southport, North Carolina.

    Larry Gibson/Getty Images

    Number of homes with moderate or greater risk: 3,165,030

    Reconstruction cost value: $1.1 trillion

    Median home price: $381,700

    2. Texas


    Downtown Fort Worth, Texas, at sunrise.

    Fort Worth, Texas.

    RudyBalasko/Getty Images

    Number of homes with moderate or greater risk: 4,763,476

    Reconstruction cost value: $1.5 trillion

    Median home price: $341,800

    1. Florida


    Seawall in St. Augustine, Florida.

    St. Augustine, Florida.

    Cyndi Monaghan/Getty Images

    Number of homes with moderate or greater risk: 8,249,592

    Reconstruction cost value: $2.3 trillion

    Median home price: $416,800

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