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Ahmed Barakat
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Brad Garlinghouse wants XRP to become the institutional gold standard for crypto rails, while David Schwartz sees blockchain transforming everyday finance. Now, Claude AI predicts XRP could reach $10,000, backing a bullish scenario popularized by Jake Claver as Anthony Pompliano takes aim at Anthropic’s new financial ambitions.
The prediction arrives as Ripple expands its institutional footprint, with Garlinghouse recently outlining a future where digital assets become central to global financial infrastructure. Schwartz has also envisioned blockchain becoming as accessible as the internet, powering payments, investments, lending, and everyday money management.
Meanwhile, Pompliano accused Anthropic of approaching engineers at his Silvia startup to obtain proprietary information before launching Claude Personal Finance. The controversy has put Claude’s financial ambitions in the spotlight, creating an interesting backdrop for its latest XRP price prediction.
Claude AI Predicts XRP Could Reach $10,000 Through Global Settlement Adoption
Claude’s bullish case centers on XRP becoming the neutral bridge asset for global financial settlement. Banks, payment providers, and central banks could eventually use XRP to move value across borders instantly instead of maintaining pre-funded accounts across dozens of currencies.
That shift could create enormous demand for XRP as financial institutions build the liquidity needed to support international transactions.
Claude also highlighted XRP’s available supply as a potential catalyst. A significant portion of its supply remains locked in escrow, custody, and long-term wallets. As institutional adoption increases, the tradable float could shrink while demand continues growing.
The resulting supply-demand imbalance could trigger substantial price repricing.
Claude also identified regulatory clarity, tokenized assets, and stablecoins settling on the XRP Ledger as additional catalysts. Combined with growing demand for alternatives to traditional financial infrastructure, these developments could strengthen XRP’s position considerably.
Claver’s $10,000 prediction follows a similar thesis. He has argued that XRP’s role in global liquidity could eventually become vastly more valuable than its current market price suggests.
Garlinghouse’s latest comments add another interesting dimension. At Ripple Swell 2026, he described XRP as a potential institutional gold standard for crypto rails over the next five years. He also discussed moving more traditional financial activity onto blockchain infrastructure.
Schwartz’s vision goes further, with blockchain eventually becoming part of how ordinary people manage money, receive payments, invest, lend, and borrow.
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Bitcoin Hyper Targets Bitcoin’s Liquidity With Solana-Style Speed
While XRP bulls anticipate a transformation in institutional payments, Bitcoin Hyper is targeting another enormous opportunity: bringing high-speed financial applications to the Bitcoin ecosystem.
Bitcoin remains the largest cryptocurrency by market cap, attracting an enormous audience of holders and investors. Bitcoin Hyper aims to tap into that liquidity through a Layer 2 network designed to introduce faster transactions and decentralized finance functionality.
Its architecture uses the Solana Virtual Machine (SVM), bringing Solana-style execution capabilities into a Bitcoin-focused ecosystem.
The ambition? It’s straightforward. Combine Bitcoin’s enormous liquidity and established investor base with transaction speeds designed for modern decentralized applications. Near-instant finality and low transaction costs are central to its pitch.
HYPER is also attracting attention through its presale pricing. The project has reportedly raised more than $33 million, showing considerable early fundraising momentum.
It offers 35% APY staking rewards, another incentive for early participants. Holders can stake their tokens and accumulate additional HYPER rather than simply leaving their allocation idle.
With the planned November 26 launch approaching, the presale is entering an important period. Those looking for exposure to Bitcoin’s expanding Layer 2 ecosystem are anticipating Hyper’s market debut before CEXes list it.
Gain Access to New Bitcoin Layer 2 Early Before the Presale Window Ends In 2 Weeks
XRP Price Prediction: Can XRP Become the World’s Neutral Settlement Asset?
Claude’s $10,000 scenario ultimately comes down to XRP becoming a critical component of international financial infrastructure. Ripple already has a growing institutional network, with more than 85 licenses and partnerships spanning payments, custody, and digital asset infrastructure.
Its recent final approval for a national trust bank charter also strengthens its position within regulated financial markets. Meanwhile, RLUSD continues expanding Ripple’s stablecoin ecosystem, adding another layer to its institutional offering.
Ripple’s more than $16 trillion in transactions enabled across its products during 2025, and it expects to exit 2026 with a $900 million annualized product revenue run rate. These developments give Claver’s long-term thesis an increasingly ambitious backdrop.
If XRP captures a meaningful share of global settlement activity, institutional liquidity requirements could become a major driver of demand. Claude’s analysis highlights that the combination of expanding adoption and a shrinking tradable supply could create the conditions for an extraordinary repricing.
The $10,000 prediction is no longer just about another speculative price target. It is about how much value the global financial system could eventually place on a neutral digital settlement network.
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