Could one of the best-performing cryptos of the decade soon be joined by a newcomer priced under 4 cents?
While XRP sets its sights on a potential $10 rally by 2025, attention is turning toward another project that’s still in presale but showing early signs of outsized growth potential.
With its current price at just $0.035, Mutuum Finance (MUTM) is being positioned by analysts as the next big cryptocurrency to watch.
Ripple (XRP) price prediction: heading toward $10?
XRP has been quietly climbing since early 2024, and recent forecasts suggest that the cryptocurrency could hit $10 by the end of 2025.
That projection isn’t built on hype—it reflects a broader shift in institutional support, improving regulatory clarity, and the growing adoption of Ripple’s payment infrastructure.
While volatility remains, analysts have pointed to the token’s recovery from sub-$1 levels to its recent position above $3 as a sign that momentum is real.
Some forecasts even lean on technical patterns such as Elliott Wave theory and Fibonacci retracements to justify the $10 price point.
Others cite major whale movements, rising trading volume, and Ripple’s expanding presence in global remittances.
Regardless of the method, the takeaway is clear: XRP is no longer flying under the radar, and its current price action reflects a wider trend of accumulation across top cryptocurrencies.
What is Mutuum Finance and why experts say it has 30x potential
Mutuum Finance (MUTM) is a new decentralized protocol built around real DeFi utility.
Its model is centered on lending and borrowing, with users able to participate through smart contract-based liquidity pools.
What sets it apart, though, is that it supports both overcollateralized borrowing and passive lending through a dynamic dual-token system.
Users receive mtTokens when depositing assets, which represent their share of the pool and automatically accrue value through interest.
The protocol is preparing to launch a beta version of its platform shortly after token listing, a move that analysts believe will have a significant impact on its adoption.
This post-launch milestone is expected to open the door for top-tier centralized exchange (CEX) listings, increasing exposure and buy pressure from new participants.
With the launch price locked in at $0.06 and the presale still in Phase 6 at $0.035, the upside is already locked in for early buyers—around 100% gains at listing.
Analysts who are tracking presale performance and token utility believe MUTM could climb as high as 30x, driven by rising demand, incoming product rollout, and the momentum that follows a successful launch on CEXs.
When it hits that target, the token would be trading near $1.05, making it one of the most profitable tokens of the cycle.
Why timing matters: entry at $0.035 could lead to massive gains
With more than $13.8 million raised and over 14,700 holders, Mutuum Finance is one of the fastest-growing DeFi presales currently live.
Phase 6 is already active, and as each phase sells out, the token price edges closer to its final listing value.
For those entering now at $0.035, the difference is clear. A $2,000 investment at today’s price would yield approximately 58,000 MUTM tokens.
When the token reaches $1.05, that same position would be worth over $60,000.
That’s the power of early entry in a well-structured cryptocurrency presale, especially when the fundamentals are strong and there’s a defined roadmap post-launch.
Unlike many tokens that go live with no real ecosystem in place, Mutuum Finance has outlined clear next steps, including the beta platform release and multichain expansion.
Additionally, the team is currently undergoing a CertiK smart contract audit, which adds another layer of trust.
CertiK is one of the most respected blockchain auditing firms, and a successful audit not only boosts investor confidence but also serves as a positive signal for CEX listings.
The protocol has also opened a security bug bounty, strengthening its infrastructure ahead of the platform’s public rollout.
Could this be the best crypto to buy now?
With XRP aiming for $10 and gaining traction in institutional circles, attention is shifting toward earlier-stage opportunities with similarly high upside.
Mutuum Finance stands out among new crypto coins by offering a working product model, real token utility, and a built-in rewards mechanism through its buy-and-redistribute system, which sends a portion of revenue back to mtToken stakers.
This creates an organic way to generate passive income for long-term holders.
It’s rare to find a new DeFi crypto this early in development that’s also passed the $13M fundraising milestone and still offers entry under $0.04.
Whether you’re looking for the next crypto to hit $1 or simply seeking the best cryptocurrency to invest in before broader adoption, MUTM is gaining attention for all the right reasons.
While XRP may dominate crypto news today with its $10 target, Mutuum Finance offers a different type of opportunity—one where entry now could turn a few thousand dollars into life-changing returns.
Phase 6 is still live, but won’t be for long. For those wondering what crypto to buy now, this could be the window.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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