This gives holders steady incentives rooted in the platform’s growing revenue streams rather than fleeting hype.
ADA slides to $0.82
Cardano (ADA) dropped to $0.82 as of July 23, 2025, reflecting a 10.23% intraday decline and ranking among the top altcoin losers, driven by a broader market sell-off.
The SEC’s pause on Bitwise’s multi-asset ETF, with a 4.97% ADA allocation, sparked regulatory concerns, while daily active users fell to 39,600 from 60,000 earlier in 2025, signaling reduced network activity.
Technicals show ADA breaking below its 7-day SMA ($0.848) and pivot point ($0.837), with a negative MACD (-0.0145) confirming bearish momentum.
RSI at 55.76 suggests room for further downside, targeting $0.73-$0.78 if selling persists. Despite this, whale accumulation (top wallets hold 8.36% of supply) and ETF hopes offer recovery potential to $0.90-$1 by Q4 2025. However, failure to hold $0.75 could see ADA test $0.70, amplifying volatility risks.
Mutuum Finance presale momentum and community confidence
One of the defining strengths of Mutuum Finance is expected to lie in its upcoming Layer-2 integration. This technology upgrade is set to enable the platform to offer DeFi transactions that are not only lightning-fast but also incredibly affordable.
As transaction costs have become a barrier for many DeFi users on Layer-1 blockchains, Mutuum’s planned Layer-2 scaling solution is designed to open the door for mass adoption by providing a seamless and cost-efficient user experience.
This will empower both lenders and borrowers to interact with the protocol without worrying about excessive fees, thereby expanding the platform’s reach and usability.
The Layer-2 roadmap is expected to continue evolving, further strengthening Mutuum Finance’s position as a future leader in the next generation of decentralized finance.
Mutuum Finance’s presale is advancing rapidly, and Phase 5 is nearing full. This phase alone has raised $13.5 million, with the MUTM token priced at an attractive $0.03.
The community has grown to over 14,300 holders, reflecting broad and growing confidence in the project’s vision. With 99% of Phase 5 tokens already sold, only a small fraction remains available.
After this phase closes, the token price will increase by 20% to $0.035, marking a critical inflection point for new investors.
This makes the current moment a rare opportunity to purchase MUTM at its most affordable presale price before the imminent price hike.
CertiK audit score and giveaway
Security is paramount for any promising DeFi project, and Mutuum Finance has prioritized transparency and safety from the start. The platform underwent a rigorous audit process conducted by CertiK, a top-tier blockchain security firm.
The audit included both a detailed manual code review and advanced static analysis tools.
Mutuum Finance earned an impressive Token Scan Score of 95 and a Skynet Score of 78, showcasing the platform’s solid technical foundation and resilience against vulnerabilities. This thorough certification offers peace of mind to investors and users alike.
Further reinforcing the project’s dedication to security and community is the $50,000 bug bounty program launched in partnership with CertiK.
This initiative invites ethical hackers to help identify and resolve any security issues before the platform goes live, ensuring the ecosystem remains secure for all participants.
Complementing these efforts is a $100,000 MUTM giveaway, aimed at rewarding loyal supporters and expanding community engagement ahead of the platform’s beta launch.
Compelling investment growth story
Imagine an early investor who diversified their crypto holdings by including Bitcoin (BTC), Ethereum (ETH), and Mutuum Finance tokens purchased at the very start of the presale, when MUTM was priced at just $0.01 during Phase 1.
By the time the project reaches Phase 5 pricing, this investor’s MUTM holdings have tripled in value, showing a clear advantage over many other assets in a market where even Cardano faces bearish pressures.
The excitement doesn’t stop there—the expected listing price of MUTM is set at $0.06, which means this early participant stands to multiply their investment by six times.
Post-launch, further upside is anticipated as the platform’s Layer-2 upgrades roll out and the revenue-driven buyback mechanism continues to fuel token demand.
The investment logic behind Mutuum Finance is straightforward and compelling. By leveraging overcollateralized lending pools for blue-chip assets and stablecoins, the platform balances risk and reward in a way that enhances investor confidence.
With just 1% of Phase 5 tokens left and the price set to rise by 20% soon, this is the last chance for investors to secure MUTM at the current $0.03 price.
The approaching beta launch will introduce the platform to the public, bringing real-world applications to the innovative lending and staking ecosystem that Mutuum Finance has built.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
The post Don’t miss $0.03 train, Phase 5 is 99% sold out, just as ADA faces a bearish slide to $0.82 appeared first on Invezz
