In a month when Dogecoin (DOGE) rallied with an unexpected 30% surge, the spotlight is beginning to drift away from meme coins and shift toward tokens with real-world utility.
One such rising coin is Mutuum Finance (MUTM), a decentralized lending protocol that’s quickly gaining traction among investors seeking substance over hype.
As July’s market movements spark conversations around long-term value and practical application, Mutuum Finance stands out for its innovative approach to on-chain credit and sustainable DeFi infrastructure.
The growing pivot toward utility-driven assets could signal a new phase in crypto investing, one where protocol purpose, borrower-lender ecosystems, and real-world use cases matter more than viral tweets.
Dogecoin (DOGE) climbs 30% in July as focus shifts toward utility assets
Dogecoin is currently trading around $0.24, up roughly 30% in July as it recovered from early‑month lows near $0.17.
The token has rebounded strongly after breaking through resistance zones around $0.20–$0.22, forming a bullish double‑bottom structure supported by surging volume and renewed retail interest.
Analysts highlight potential upside toward $0.30–$0.35 if DOGE sustains above $0.25–$0.26, with speculative technical targets ranging near $0.40 in optimistic scenarios.
As meme-coin sentiment shows signs of peaking, some interest is shifting toward utility- and protocol-based tokens, like Mutuum Finance.
Mutuum Finance phase 6 presale now live
Mutuum Finance has already sold out presale phase 5 in record time and launched Phase 6 with tokens now live at $0.035, a 16.17% increase from the last round.
The next price adjustment will take the token up by a further 14.29% to $0.04, allowing existing joiners to stand to gain 71.43% when it finally comes out at $0.06.
The presale has already pulled in over 14,800 investors and has raised over $13.9 million, a testimony to the confidence that the market has placed in the potential of MUTM.
Dual-Lending: facilitating the future of DeFi
Mutuum Finance takes a double-model approach to facilitating flexibility and effectiveness in Peer-to-Contract and Peer-to-Peer models of lending.
Peer-to-Contract uses self-executing smart contracts that carry out the lending function autonomously with no intervention by human beings whatsoever.
They have been designed to operate using dynamic rates in the market with an unknown rate of interest as guided by current demand and supply of an in-real-time interest.
Peer-to-Peer model reduces intermediaries and offers market to be in touch with borrowers and lenders.
Mutuum Finance reinforces commitment to stability
Mutuum Finance (MUTM) is going to introduce a stablecoin that will be pegged to USD on the Ethereum blockchain.
It will be a secure and safe investment product to eradicate risk and volatility that could be associated with algorithmic stablecoins.
The project is audited Certik with a 95.0 trust score.
This is a prestigious achievement in terms of the ambition of Mutuum Finance to be an institutional-grade and transparent DeFi protocol.
It also signifies that the team cares about staying compliant with the security standards of the industry.
Mutuum Finance deploys $50K bug bounty to foster safety
Mutuum Finance has introduced its Bug Bounty Program with a reward pool value of $50,000 USDT.
Four levels of severity are there under this program. They include critical, major, minor, and low.
Therefore, all the possible bugs are found and rewarded. It aligns with the team’s vision of developing a secure, open, and quality DeFi protocol.
Mutuum Finance (MUTM) is gaining traction fast. It’s currently in Presale Phase 6 at $0.035.
The next phase will raise the price by 14.29% to $0.04.
At launch, it’s set to list at $0.06, giving Phase 6 buyers a 71.43% ROI. So far, the project has raised $13.9 million+ and onboarded 14,800+ investors. Act now before Phase 6 ends.
For more information about Mutuum Finance (MUTM), visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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